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AMAZING RATE™ CARD
- Always a great low rate, and perfect if you plan to carry a balance from month to month
- Offering one of the lowest credit card rates around
- 0% Intro APR for 6 months on purchases, 9.24-12.24% variable APR1 after that
- 0% Intro APR on balance transfers for 12 months, 9.24-12.24% variable APR after that. 3% fee, $10 min.2
- No annual fee
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AMAZING REWARDS® CARD
- Get points for your credit card purchases (1 point for every dollar spent with no earnings cap)3
- Special offer: now get Double Points for the first 90 days4
a. With the holiday season approaching, you might as well receive double points on purchases you're going to make anyways
b. Receive double points on upcoming trips, whether driving or flying
- Special offer: Now get an annual bonus of up to 25%5
- Use your reward points how you see fit: travel, entertainment, gifts for others, or gifts for yourself
- 0% Intro APR credit card intro rate for 6 months on purchases
a. 11.24-18.24% variable APR1 after that.
- 0% Intro APR on balance transfers for 12 months
a. 11.24-18.24% variable APR after that. 3% fee, $10 min2
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AMAZING CASH™ CARD
- Get cash back on your credit card purchases (1% on every dollar spent with no earnings cap)6
- Special offer: now get 2% Cash Back for the first 90 days7
a. With the holiday season approaching, you might as well receive double cash back on purchased you're going to make anyways
b. Receive double cash back on upcoming trips, whether driving or flying
- Special offer: Now get up to 25% annual bonus5
a. Zions Bank will reward you for doing what you already do, spend money!
- Once you have the Cash Card, no need to mess with any points or forms. The money will directly deposit into your account. Easy and automatic.
- 0% Intro APR credit card intro rate for 6 months on purchases
a. 11.24-18.24% variable APR1 after that
- 0% Intro APR on balance transfers for 12 months
a. 11.24-18.24% variable APR after that. 3% fee, $10 min2
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*Credit Cards are subject to credit approval. Certain terms, conditions and restrictions apply. See your Consumer Credit Card Agreement and Disclosures for more details. All offers subject to change at any time.
1. 0% Intro APR on new purchases for 6 months - 0% Introductory APR for the first 6 months from account opening, after that, the variable APR will range from 9.24 to 18.24% based on credit worthiness and card type. The APR is based on the Prime Rate as stated in the Wall Street Journal. The interest rate payable on the card will change effective with changes in the Index. Prime rate is currently 3.25% as of 10/1/2012. Introductory APR does not apply to cash advances. Purchases made during the first 6 months of account opening will not be charged any interest. Minimum balance payments are still required each month. This offer is only available to new consumer credit cards and not available with all card types.
2. 0% Intro APR Balance Transfers for 12 months - 0% Introductory APR Balance Transfer for the first 12 months, after that, the variable APR will range from 9.24 - 18.24% based on credit worthiness and card type. The APR is based on the Prime Rate as stated in the Wall Street Journal. The interest rate payable on the card will change effective with changes in the Index. Prime rate is currently 3.25% as of 10/1/2012. For new accounts, balance transfer requests must be received within 60 days of account opening. A 3% balance transfer fee for each transfer ($10 minimum) will apply. Transfers made during the introductory period will not be charged any interest. Minimum balance payments are still required each month. This offer is only available to new consumer credit cards and not available with all card types.
3. AmaZing Rewards® - Cardholder earns 1 rewards point for every dollar spent on net purchases only. Rewards points are not earned on cash advances, balance transfers, fees, quasi-cash such as traveler's checks and money orders, accumulated interest, returned merchandise, ATM transactions, unauthorized charges, fraud charges, foreign cash transactions, casino gaming, betting and lottery tickets.
4. Double AmaZing Rewards Points - Cardholder will earn two points for every dollar spent on net purchases during the first 90 days of account opening. At the end of the 3 months, cardholder will earn one point for every dollar spent. This offer only available to new consumer credit card accounts.
5. 25% Annual Rewards or Cash Back Bonus - Offer available on AmaZing Rewards and AmaZing Cash Back cards only. Cardholder may earn up to 25% bonus on $25,000+ annual card spend on net purchases. Bonus is based on your total annual card spend, total rewards points earned, and annual spending tier. Annual Spending Tiers: < $5,000 = 0%, $5,000 - $9,999 = 5%, $10,000- $14,999= 10%, $15,000 - $19,999 = 15%, $20,000 -$24,999=20%, $25,000+=25%. Sample annual reward is: Annual spend of $12,500 earns 1 point for every dollar spent or 12,500 points. Tier 3 Annual Bonus is 10% of total points for the year or an additional 1,250 points (12,500 x 10%) for rewards points. Sample annual cash back reward is: Annual spend of $12,500 earns 1% cash back or $125. Tier 3 Annual Bonus is 10% of total cash back earned for the year, or an additional $12.50 ($125 x 10%). The annual bonus will be credited to your rewards points balance within 6 weeks of the calendar year end. This offer only available to new consumer credit card accounts.
6. AmaZing Cash Back - Cardholder earns 1% cash back for every dollar spent on net purchases only. Cash back is not earned on cash advances, balance transfers, fees, quasi-cash such as traveler's checks and money orders, accumulated interest, returned merchandise, ATM transactions, unauthorized charges, fraud charges, foreign cash transactions, casino gaming, betting and lottery tickets. Participation in AmaZing Cash Back program requires an open and active deposit account with Zions Bank, in good standing in the same name as the credit card holder. Earned cash back will be credited in increments of $50.00.
7. 2% Cash Back - Cardholder will earn 2% cash back for every dollar spent on net purchases during the first 90 days of the account opening. At the end of the 3 months, cardholder will earn 1% cash back for every dollar spent. This offer only available to new consumer credit card accounts.
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